General Finances

Love Your Boo Better Then EVER, And Spend Less Money while doing it!

Guys, you know the deal. You are trying to do things right for your boo for Valentines Day. You got some flowers. You got some good chocolates. Not the cheap kind. The name brand that you can't pronounce. You're working over time to get her a nice bracelet as well. Valentines Day comes. You come… Continue reading Love Your Boo Better Then EVER, And Spend Less Money while doing it!

General Finances

Started from the bottom now I’m here…

Photo by Elviss Railijs Bitu0101ns on Pexels.com I remember when I first heard Drake's words. It resonated. It struck a chord with me. I had felt the bottom. I had been broke. Food Stamps. WIC. Government Assistance of all forms. Student Loan debt. Credit card debt. Couldn't afford our rent. Couldn't afford our utility bills.… Continue reading Started from the bottom now I’m here…

General Finances

4 Steps To Improve Your Credit Score with a Secured Credit Card

I'm not a huge fan of credit. People get really excited about credit and building it. But because my wife and I focus on using cash as much as possible and not having debt, credit scores eventually become obsolete. One thing I did realize throughout time is that while a credit score is only a… Continue reading 4 Steps To Improve Your Credit Score with a Secured Credit Card

General Finances

6 Ways to Swing Your Net Worth in the Right Direction

Your net worth may be in a lot of places. Maybe it's in complete dismay. Maybe it's trending upward. Maybe it's doing well and you're just trying to figure out ways to improve it. Figuring out what your net worth is is important. If you want to lose weight, somewhere along the line you gotta… Continue reading 6 Ways to Swing Your Net Worth in the Right Direction

General Finances

How To Measure Your Net Worth

I never thought I'd write this blog. More less even writing about what a net worth is. A net worth isn't a complicated thing. In fact, all it does is tell you your financial security.You take your assets and subtract your liabilities. That will equal your net worth. Definitions by Websters:Assets: the total of one's… Continue reading How To Measure Your Net Worth

General Finances

6 Items to Rent Instead of Buying

Renting has it's time and place. There are things you may enjoy that you'd like the idea of ownership but renting makes much more logical sense. Renting has a good place in the desire to build wealth. It gives the ability to have access to items that if you owned them would be liabilities. Robert… Continue reading 6 Items to Rent Instead of Buying

General Finances

How Renting Your Home Can Help You Build Wealth

"Renting is wasting money." "Renting only makes others rich."I've heard it, you've heard it. But the question we have to ask ourselves is, is there a place and time for renting your residence?I'd say, absolutely! While I believe that home ownership is an important tool to wealth building. It's not an absolute tool and renting… Continue reading How Renting Your Home Can Help You Build Wealth

General Finances

What is Broke To Blessing?

Broke. Bologna sandwiches and Ramen Noodles broke. No hope of anything.If you asked me in 2013 what my financial ceiling would be, I'd likely say, "nothing above poverty". I couldn't imagine making $30K a year. I couldn't imagine living below my budget but being able to buy most things I'd want by saving. I was… Continue reading What is Broke To Blessing?